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Wells Fargo Moral DilemmaFollow

#27 Feb 24 2006 at 4:42 PM Rating: Decent
Professor klyia wrote:
So, because banks make a profit, it is ok to steal from them and make everyone pay higher surcharges so banks can keep making their profits? Just wanting to establish clearly what you are trying to say here.


Your problem is that you are equating higher surcharges directly to counter what you call "stealing".
#28 Feb 24 2006 at 4:43 PM Rating: Decent
I want to know what happened that the couple ran off w/o a receipt- I do Wells Fargo banking, and when I've had to deposit checks via drive through, you put $$+slip in can, it goes into the bank, and you wait for your receipt. That's how it's always worked. Did they put it in the tube and drive off merrily? The teller couldn't have done that if the $$ & the deposit slip were still in the can...
#29 Feb 24 2006 at 4:45 PM Rating: Decent
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Elderon wrote:
If the bank cannot match it to a deposit, it becomes profit for the shareholders of that institution. I love how people have such a rosy picture of the banks that ***** them out of their hard earned cash every single day with record high surcharges, and record low savings interest rates. Did monopoly teach you nothing? "Bank error in your favour, you recieve $150". Ask anyone who lived through the depression what they would have done, I'm sure the answer would be very different.


The major flaw in this whole situation is that if the cash is still in the tube, the people making the deposit did not get a receipt back from the teller more than likely. SO in other words, there is no documentation at the bank showing a deposit was ever made, you are not ******** over the bank at all, you are ******** over the people that were before you. That just comes down to pure morals and beliefs towards your common man ...

I seriously doubt the bank is going to take a carbon copy of a deposit slip and accept as proof of deposit for an account that you say is missing money. More than likely they will introduce you to mr. security guard and mr. investigator for bank fraud.

Granted they could look at security tapes and yadda yadda but the bank would not give the people the $600 or take a hit for it unless there was a transaction with the bank that shows they made a deposit ...


#30 Feb 24 2006 at 4:45 PM Rating: Excellent
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It's called "stealing" because it is "stealing". Taking something that does not belong to you, even if you found it but have the option of returning it, is stealing.

And yes, businesses pass along losses to their customers.

You're usually not quite this stupid.
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#31 Feb 24 2006 at 4:48 PM Rating: Decent
Samira wrote:
You're usually not quite this stupid.


I think he just wanted a reason to tell me to GFM, and now he's making an attempt to argue his ridiculous position. Smiley: laugh
#32 Feb 24 2006 at 4:49 PM Rating: Decent
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trickybeck wrote:
Iamadam the Shady wrote:
Bank error in your favor. It's not like $600 is going to break the bank.

No, but it can break the employee.


Sure, you could argue that if a teller loses $600 they deserve to be fired. Or you could argue that they had a 10 second mental lapse and give them a freaking break by returning it.


/nod

It isn't a total bank error in your favor. It's not like you woke up one morning to check your account and TaDa 600 more bucks.


EDIT: Save for a DLP TV. They have a clearer picture and, cost less for one bigger than 42 inches.

Edited, Fri Feb 24 16:53:26 2006 by fenderputy
#33 Feb 24 2006 at 4:50 PM Rating: Good
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Quote:
It isn't a total bank error in your favor. It's not like you woke up one morning to check your account and TaDa 600 more bucks.


/nod

And usually when that does happen, they find the mistake and correct it. And that happens at the most inconvenient time.


I bounced a check for my car payment that way back in the day.
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#34 Feb 24 2006 at 4:51 PM Rating: Decent
Samira wrote:
It's called "stealing" because it is "stealing". Taking something that does not belong to you, even if you found it but have the option of returning it, is stealing.

And yes, businesses pass along losses to their customers.

You're usually not quite this stupid.
You are missing the point my dear. I know what goes on in business, I run one. This type of incident is not stealing, nor is it a loss for the company. This is something that occurs everyday and is factored into this wonderful thing called insurance. Premiums go up when you lose millions, not hundreds. Rule number one in business regaring staff: People are not infallible and will make mistakes. Therefore you make provisions for mistakes, then if they make less than anticipated, you are in a better position. The point is, the banks are the ones responsible for doing their job right. Why should you reward them for incompetance?

When you go to a restaurant and the food is incorrectly cooked, do you just eat it anyway or do you send it away for a fresh plate cooked properly? Oh noes! You made them lose profit because of their incompetance - you dirty thief! Smiley: rolleyes
#35 Feb 24 2006 at 4:52 PM Rating: Good
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Elderon is pulling a gbaji.

He is right but still clearly wrong. Also getting less interesting with each post.

Edited for what appears to be a freudian slip

Edited, Fri Feb 24 16:53:02 2006 by bodhisattva
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#37 Feb 24 2006 at 4:53 PM Rating: Decent
Professor klyia wrote:
Samira wrote:
You're usually not quite this stupid.


I think he just wanted a reason to tell me to GFM, and now he's making an attempt to argue his ridiculous position. Smiley: laugh
Actually, I was making an argument so that I could point out how hypocrytical people are in other circumstances due to their conditioning of right and wrong. That and I wanted to tell you to GFY.
#38 Feb 24 2006 at 4:53 PM Rating: Excellent
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I don't take money from the register if I was unhappy with the meal.

Insurance costs rise on the basis of claims paid out, among other factors. That cost in turn is passed along to the consumer in the form of fees.

It isn't "free money" and it isn't ethical to keep it. It isn't rightfully yours.
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In a time of universal deceit, telling the truth is a revolutionary act.

#39 Feb 24 2006 at 4:54 PM Rating: Good
WarMaverick the Tulip wrote:
Elderon stole mah money!
That and your bike all in one week. Sucks to be you.
#40 Feb 24 2006 at 4:55 PM Rating: Good
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Quote:
When you go to a restaurant and the food is incorrectly cooked, do you just eat it anyway or do you send it away for a fresh plate cooked properly? Oh noes! You made them lose profit because of their incompetance - you dirty thief!


Except your analogy doesn't even come close to this situation. Now, if in your analogy you said "When you go to a restraunt and the couple at the table you get seated at left the bill with the money to pay it, the waitress hadn't picked it up yet and you picked it up and pocketed it" then you would be closer to what happened here. Then it would be stealing.

And in this instance it's worse, because the folks who tried to make the deposit would be out the money, not the bank as pointed out numerous times above.
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Some people are like slinkies, they aren't really good for anything, but they still bring a smile to your face when you push them down the stairs.
#41 Feb 24 2006 at 4:55 PM Rating: Good
Samira wrote:
I don't take money from the register if I was unhappy with the meal.

Insurance costs rise on the basis of claims paid out, among other factors. That cost in turn is passed along to the consumer in the form of fees.

It isn't "free money" and it isn't ethical to keep it. It isn't rightfully yours.
I never said it was "free" money. Don't you believe in Capitalism? Sheesh.


edit: sp



Edited, Fri Feb 24 16:58:47 2006 by Elderon
#42 Feb 24 2006 at 4:55 PM Rating: Decent
WarMaverick the Tulip wrote:
Elderon stole mah money!


Don't worry, the bank will give you more FOR FREE!!!!
#44 Feb 24 2006 at 4:56 PM Rating: Decent
Can we get back to the real subject here? I still need a TeeVee.
#45 Feb 24 2006 at 4:58 PM Rating: Decent
bodhisattva wrote:
Elderon is pulling a gbaji.

He is right but still clearly wrong. Also getting less interesting with each post.

Edited for what appears to be a freudian slip


Hey you there, with the cat. Keep it in the bag will ya.
#46 Feb 24 2006 at 5:01 PM Rating: Decent
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Kaelesh wrote:
Can we get back to the real subject here? I still need a TeeVee.


Go DLP. Cheaper with better pitcure qaulity.
#47 Feb 24 2006 at 5:14 PM Rating: Excellent
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Elderon the Wise wrote:
Ask anyone who lived through the depression what they would have done, I'm sure the answer would be very different.
Really? Because my grandparents did live through the Depression and, while they retained goofy habits like reusing a paper cup for a month and taking the lightbulb out of the fridge to save on electricity, they remained honest to a fault.

You'll need better than that to justify stealing $600 to me.
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Belkira wrote:
Wow. Regular ol' Joph fan club in here.
#48 Feb 24 2006 at 5:15 PM Rating: Good
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Elderon the Wise wrote:
If the bank cannot match it to a deposit, it becomes profit for the shareholders of that institution. I love how people have such a rosy picture of the banks that ***** them out of their hard earned cash every single day with record high surcharges, and record low savings interest rates. Did monopoly teach you nothing? "Bank error in your favour, you recieve $150". Ask anyone who lived through the depression what they would have done, I'm sure the answer would be very different.

Again, I'll attribute this to youthful naivity and ignorance. To prove my point, once I withdrew $60 from an ATM and for whatever reason left it there. The person behind me got the $60 because I returned instantly. They did not return it to the bank or anything. I contacted the bank, and about a week later after filing the approriate paperwork, my account was credited for the $60. Banks make mistakes and have a system to protect the little guy. If the people who deposited the $600 obtained a record, they are free and clear. The counts at the clearing house is what will be off. Bank errors happen everyday.

Ever see "Cinderella Man"? For those of you that haven't, there's a part where the boxer's young child steals a salami from a butcher. The boxer walks him back and makes him return it, although the family is borderline destitute. He tells him that no matter how bad things get, it's wrong to steal.

Granted, perhaps one day a starving person's urge to have a salami will win out over his inherent sense of right over wrong, and he'll opt to feed his stomach over his conscience. Is it reprehensible, immoral? Maybe not. There were extenuating circumstances that make it understandable, but it's still theft. What you're arguing is the difference betwen murder 1 and manslaughter--however you want to argue it, there's still a corpse.
#49 Feb 24 2006 at 5:19 PM Rating: Excellent
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The Glorious Atomicflea wrote:
Ever see "Cinderella Man"? For those of you that haven't, there's a part where the boxer's young child steals a salami from a butcher. The boxer walks him back and makes him return it, although the family is borderline destitute. He tells him that no matter how bad things get, it's wrong to steal.
No, but I read Les Miserables and saw Jean Valjean get his *** chased across France for years for stealing a loaf of bread! Do YOU want to be that man??

Well, he also escaped from prison multiple times and violated his parole but you're supposed to focus on the bread part
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Belkira wrote:
Wow. Regular ol' Joph fan club in here.
#50 Feb 24 2006 at 5:21 PM Rating: Good
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Jophiel wrote:
The Glorious Atomicflea wrote:
Ever see "Cinderella Man"? For those of you that haven't, there's a part where the boxer's young child steals a salami from a butcher. The boxer walks him back and makes him return it, although the family is borderline destitute. He tells him that no matter how bad things get, it's wrong to steal.
No, but I read Les Miserables and saw Jean Valjean get his *** chased across France for years for stealing a loaf of bread! Do YOU want to be that man??

Well, he also escaped from prison multiple times and violated his parole but you're supposed to focus on the bread part

You had me at "bread".



Mmmmm. Delicious.
#51 Feb 24 2006 at 5:21 PM Rating: Decent
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1,700 posts
Quote:
Go DLP. Cheaper with better pitcure qaulity.


Depends on what you are getting, if it is between DLP and Plasma then go DLP. If it is between LCD and DLP then go LCD, the quality difference is quite recognizable.

44" LCD > 52" DLP

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