Forum Settings
       
« Previous 1 2 3
Reply To Thread

Wells Fargo Moral DilemmaFollow

#1 Feb 24 2006 at 3:51 PM Rating: Good
So occasionally my boss has me run to the bank to deposit a few checks for co-workers that are out of town on special projects. (Why we don't have direct deposit is beyond me)

So I pull up to an empty lane and hit the Call button. The teller gets on the intercom and tells me a tube is on it's way. I reach out and grab the tube and inside is 6 - 100 dollar bills](cha-ching!) and a deposit slip inside.

Here's where it gets complicated.

My immediate thought is "Take the money and run fool!" I check the location of the cameras and to see who else might be watching. It appears I'm golden. I can grab and go, yet I can't make my hand reach out and put the truck into drive. I sit in the cab for a good 5 minutes, which feels like a year, pondering... What if this was my money and someone else found it in the same manner? What would they do? I would love to think that they would do the same thing I did. I put it back in the tube and told the teller.

She was a bit shocked that I would return it because she had no idea it was there.(FU[/red]CK!) She called me honest or something, I didn't really hear her that well. I was to busy kicking my own as[red]s.

In the end I feel empty and that would have made a nice addition to my new TeeVee fund (Saving for a 42'' Sony Plasma)


So Asylumites, what would have done?

Edited for clarity. 6 - 100 > 6, 100

Edited, Fri Feb 24 17:32:36 2006 by Kaelesh
#2 Feb 24 2006 at 3:54 PM Rating: Default
I'm rather dis-honest like that...I'd quickly think of a way to yoink the cash without being noticed.

The banks are rich, why not rip them off? $600 is pennies to them.

#3 Feb 24 2006 at 3:54 PM Rating: Good
Pocket that sh[Aliceblue][/Aliceblue]it. If it were a piece of paper, you would have never thought twice about removing it and disposing of it. That paper just happend to have green printing on it.




Edited, Fri Feb 24 15:56:43 2006 by Elderon
#4 Feb 24 2006 at 3:56 PM Rating: Decent
I would have given the money to the teller, no question.

It seems like the only reason you gave it back was fear of getting caught? Amazing...
#5 Feb 24 2006 at 3:57 PM Rating: Good
Filled out a deposit ticket for yourself, cash $600. You wouldn't even have to had touched the money.
#6 Feb 24 2006 at 3:58 PM Rating: Good
Drama Nerdvana
******
20,674 posts
I got my safety deposit back from my last apartment. It was well over what it should have been. Probably double. Everyone was like "shut up and cash it fool" but I'm a chump and a good guy so I phoned up the management compant and said. "Hi you gave me back to much money!" from the tone of the womans voice that answered she was like "I cant believe someone is actually phoning to say we gave them to much money". She told me she would check into it and get back to me in a day or two.


A couple days later I get a call and the woman told me that they had in fact given me to much. However upon further review of my account they noticed I had overpayed on a couple things and taking that into account it about equaled the cheque I had in my hand so I could just keep what I had.

Karma. Or rats *** good luck. Still rocked.
____________________________
Bode - 100 Holy Paladin - Lightbringer
#7 Feb 24 2006 at 4:01 PM Rating: Decent
Syk wrote:
The banks are rich, why not rip them off? $600 is pennies to them.


It wasn't the banks money, it was some couples.

Prof wrote:
It seems like the only reason you gave it back was fear of getting caught?


Not really, it's not a crime to keep something you found on the street. I kind of put it up along those lines. I sent it back because I thought about if it was my money, I would love for someone to have sent it back also.
The OP wrote:
What if this was my money and someone else found it in the same manner? What would they do? I would love to think that they would do the same thing I did. I put it back in the tube and told the teller.

Tit for tat. Karma does come 'round.
#8 Feb 24 2006 at 4:02 PM Rating: Good
@#%^
*****
15,953 posts
Bank error in your favor. It's not like $600 is going to break the bank.
____________________________
"I have lost my way
But I hear a tale
About a heaven in Alberta
Where they've got all hell for a basement"

#9 Feb 24 2006 at 4:09 PM Rating: Decent
Like I said. It wasn't the banks money. It was some couple's cash. I more then likely would have taken it IF it didn't have a Deposit Slip in it with peoples names on it. That made it hit a bit closer to reality. I wasn't "ripping off a bank" just some couple that is trying to survive like the rest of us. (Of course I don't know that for sure, could have been some rich old bast[red][/red]ard)
#10 Feb 24 2006 at 4:15 PM Rating: Decent
39 posts
It would have been seen as a bank error, but if the teller had actually just ran that as a transaction (which she most likely did) she should have the money in her drawer (which, obviously she didn't) and so you just saved her butt at the end of today, because when she comes up $600.00 short at her end of day count, whose job is it on the line? Sure a couple cents here and there, they may let go, but 600 bucks all in one shot. They'd probably be saying she pocketed it, and told her not to come back on Monday.

So, I don't care what went through your mind, your actions were totally correct! You did what was right, and you should be proud of yourself.
#11 Feb 24 2006 at 4:15 PM Rating: Good
I love the naivity of kids these days. Gives me the warm fuzzies.
#12 Feb 24 2006 at 4:17 PM Rating: Excellent
Will swallow your soul
******
29,360 posts
I would have given it back.
____________________________
In a time of universal deceit, telling the truth is a revolutionary act.

#14 Feb 24 2006 at 4:21 PM Rating: Good
Drama Nerdvana
******
20,674 posts
Samira wrote:
I would have given it back.


Mr Winky would have given it back covered in blood.


____________________________
Bode - 100 Holy Paladin - Lightbringer
#15 Feb 24 2006 at 4:23 PM Rating: Decent
$title{308642} wrote:
600 missing could cause a lot of boucned checks, bad credit, and possibly cost someone their house or their car or both.


Exactly. I work in REO closings. I see the files of THOUSANDS of people a month losing their houses to foreclosure. I spent many of nights with nothing but a bag of Ramen in my hand and negatives in my bank account. It was the right thing to do.

All be damned if I didn't want the 600 large for my new TeeVee though.
#16 Feb 24 2006 at 4:23 PM Rating: Excellent
Will swallow your soul
******
29,360 posts
bodhisattva wrote:
Samira wrote:
I would have given it back.


Mr Winky would have given it back covered in blood.




Mr Winky is a firm believer in blood money.
____________________________
In a time of universal deceit, telling the truth is a revolutionary act.

#17 Feb 24 2006 at 4:24 PM Rating: Good
Tracer Bullet
*****
12,636 posts
Iamadam the Shady wrote:
Bank error in your favor. It's not like $600 is going to break the bank.

No, but it can break the employee.


Sure, you could argue that if a teller loses $600 they deserve to be fired. Or you could argue that they had a 10 second mental lapse and give them a freaking break by returning it.


#18 Feb 24 2006 at 4:24 PM Rating: Good
Baron von AngstyCoder wrote:
I would have returned it to the banker without question.
600 missing could cause a lot of boucned checks, bad credit, and possibly cost someone their house or their car or both.

And if they bank didn't have any record of it, the person would be SOL.

That's a terrible thing to do to someone.
If the bank cannot match it to a deposit, it becomes profit for the shareholders of that institution. I love how people have such a rosy picture of the banks that ***** them out of their hard earned cash every single day with record high surcharges, and record low savings interest rates. Did monopoly teach you nothing? "Bank error in your favour, you recieve $150". Ask anyone who lived through the depression what they would have done, I'm sure the answer would be very different.

Again, I'll attribute this to youthful naivity and ignorance. To prove my point, once I withdrew $60 from an ATM and for whatever reason left it there. The person behind me got the $60 because I returned instantly. They did not return it to the bank or anything. I contacted the bank, and about a week later after filing the approriate paperwork, my account was credited for the $60. Banks make mistakes and have a system to protect the little guy. If the people who deposited the $600 obtained a record, they are free and clear. The counts at the clearing house is what will be off. Bank errors happen everyday.
#20 Feb 24 2006 at 4:30 PM Rating: Good
Elderon the Wise wrote:
I love how people have such a rosy picture of the banks that ***** them out of their hard earned cash every single day with record high surcharges ... I withdrew $60 from an ATM and for whatever reason left it there. The person behind me got the $60 because I returned instantly. They did not return it to the bank or anything. I contacted the bank, and about a week later after filing the approriate paperwork, my account was credited for the $60.


I wonder where my record high surcharges are going, paying back the money that careless people are giving away to the next person in line at the ATM?

The idea that the bank is one that takes the loss does not make it right to keep the money. When the bank takes a loss, everyone pays. Trust me, you did not get your $60 back without the bank getting it back from the customers somehow.
#21 Feb 24 2006 at 4:31 PM Rating: Good
****
6,760 posts
I would have given it back as well. Not for fear of getting caught, but for lack of wanting to deal with my guilty conscience. I would end up driving myself nuts with guilt.
____________________________
Some people are like slinkies, they aren't really good for anything, but they still bring a smile to your face when you push them down the stairs.
#22 Feb 24 2006 at 4:34 PM Rating: Decent
Professor klyia wrote:
The idea that the bank is one that takes the loss does not make it right to keep the money. When the bank takes a loss, everyone pays. Trust me, you did not get your $60 back without the bank getting it back from the customers somehow.


Smarten up and GFY you ignorant f[Aliceblue][/Aliceblue]uck.

Link

Exerpt wrote:

National Bank sets record year-end profit
Last Updated Thu, 08 Dec 2005 16:16:45 EST
CBC News

National Bank of Canada set a new record for year-end profit in fiscal 2005, the second year in a row the Montreal-based bank has reached a new high.

Net income reached $855 million for the year ending Oct. 31, up 18 per cent from last year's record of $725 million, a performance the bank attributed to "excellent growth" in the personal, commercial and wealth management divisions.
#23 Feb 24 2006 at 4:37 PM Rating: Excellent
Will swallow your soul
******
29,360 posts
That hardly obviates his point.
____________________________
In a time of universal deceit, telling the truth is a revolutionary act.

#24 Feb 24 2006 at 4:37 PM Rating: Decent
Elderon the Wise wrote:
Professor klyia wrote:
The idea that the bank is one that takes the loss does not make it right to keep the money. When the bank takes a loss, everyone pays. Trust me, you did not get your $60 back without the bank getting it back from the customers somehow.


Smarten up and GFY you ignorant f[Aliceblue][/Aliceblue]uck.

Link



So, because banks make a profit, it is ok to steal from them and make everyone pay higher surcharges so banks can keep making their profits? Just wanting to establish clearly what you are trying to say here.
#25 Feb 24 2006 at 4:37 PM Rating: Good
Gurue
*****
16,299 posts
I'd give it back. Like the OP, I'd like to think if it was my money, someone would return it.
#26 Feb 24 2006 at 4:41 PM Rating: Decent
Samira wrote:
That hardly obviates his point.
Sure it does. A bank is just another company. When people stand up to companies, good things happen for the people. When they are just complacent and submissive, as is being illustrated here, the corporations win. I couldn't care less what the general public does or doesn't do with their money, it's just sad to see the poor get poorer because they feel they owe something to corporate America. Corporations don't care about people when they market products that can ruin your health, etc. They care about profit. Why shouldn't the little guy think about profit?
« Previous 1 2 3
Reply To Thread

Colors Smileys Quote OriginalQuote Checked Help

 

Recent Visitors: 79 All times are in CST
Anonymous Guests (79)